Guides

• Buttikon or Zürich? A worked example
  Tax, rent and commute cost for the same income – Schübelbach (SZ) versus the city of Zürich, for a single person and for a family of four.
• What is the Steuerfuss – and why does the town next door pay so much less?
  How canton and municipality multiply the "simple tax" by a tax multiplier while federal tax stays fixed – with real figures from five Schwyz municipalities.
• Canton Schwyz or Canton Zürich? What the same salary really costs
  Tax comparison across several municipalities in Schwyz and Zürich for the same income – and why the municipality you pick within a canton matters too.
• The debt enforcement extract – what it is and how to get one
  What a Betreibungsauszug shows, why landlords ask for it, where to order it, what it costs, and what to do about an unjustified entry.
• Moving Checklist: The Timeline in Switzerland
  Notice periods, finding a replacement tenant, application documents, deposit, handover and registering with the Gemeinde and the Post – in order.
• Verbund zone pass, national tariff, or GA - what does your commute actually cost?
  Why a commute pass comes out of a completely different pricing formula depending on the route, and why the GA has no figure attached here.
• Marriage and kids — how the tax gap between municipalities changes
  Marriage and children don't just change your own tax bill — they also shrink the gap between an expensive and a cheap municipality, by different amounts.
• What leaving a church actually changes on your tax bill
  Church tax compared across five cantons at the same income — exact figures from Zügle's tax cache, no verdict on whether to leave.
• Net Rent, Gross Rent and Nebenkosten – What Does a Listing Actually Say?
  Akonto versus flat-rate ancillary costs, what a landlord may bill as Nebenkosten, and why comparing net rent to your current gross rent skews a move decision.
• Reading a listing critically – what Zügle flags, what you must check yourself
  Rent on request, temporary lets, a shared-flat room sold as an apartment, implausible figures and zip-code traps – a guide to reading Flatfox and Homegate listings.
• Ending a lease early with a replacement tenant
  How Art. 264 OR works in Switzerland, what a "reasonable, solvent" replacement tenant means in practice, and what a landlord may and may not refuse.
• Canton Zug or Canton Schwyz? Low tax, different rent
  Both cantons have a reputation for low taxes — a figure-by-figure comparison of Zug and Schwyz municipalities for a single person and a family at CHF 130'000.
• How Zügle does the math
  Rent, tax delta, commute cost and a location score – how Zügle turns a move into one monthly figure, and what that figure deliberately leaves out.
• Sublets, flat swaps, shared rooms – when a listing isn't comparable to your home
  Temporary sublets, flat swaps, a room in a shared flat and furnished apartments distort a rent comparison – how Zügle flags it and how to filter these in Settings.
• Moving across the Röstigraben – what actually changes
  Taxes, commute costs and official language when moving between Vaud, Fribourg and Bern – figures for Bern, Biel/Bienne, Murten, Fribourg, Lausanne and Neuchâtel.
• Vontobel moves from Zürich to Baar – what it means for the company and its staff
  Company tax in Zürich and Baar per CHF 1 million of profit, the monthly fare for staff who keep their Zürich home, and the tax change for those who move.
• SGS moves from Geneva to Baar – company tax, fares and what staff face
  Company tax in Geneva and Baar per CHF 1 million of profit, why commuting from Geneva isn't a real option, and the tax change for staff who relocate.
• Cembra moves from Zürich to Baden – a big saving for the company, not for its staff
  Company tax in Zürich and Baden per CHF 1 million of profit, the monthly fare from Altstetten to Baden, and why moving house hardly changes an employee's tax.
• Zimmer Biomet moved from Winterthur to Zug – company tax, fares and household tax
  Company tax in Winterthur and Zug per CHF 1 million of profit, the monthly fare for managers who stayed in Winterthur, and what moving to Zug changes for a household.